Gravy Instant Cash LLC d/b/a gravyinstantfunds connects customers to a network of lenders, offering a range of loan products with varying terms and rates. We aim to facilitate access to loan offers from our trusted partners without directly issuing loans or influencing lender decisions.
Through Gravy Instant Cash, you gain access to a broad network of reputable lenders offering installment loans. Loan amounts typically range from $200 to $5,000, with repayment periods spanning from 3 to 48 months. These options provide flexibility tailored to the specific terms set by each lender.
Note: Not all lenders can offer the maximum loan amount of $5,000, and some loan products may not be available in every state or tribal jurisdiction. You can easily verify the available options by selecting your location during the loan request process.
The Annual Percentage Rate (APR) for loans offered through our network ranges from 4.95% to 35.99%. The APR is determined by the lender's criteria and your individual creditworthiness. Lower APR rates may be available to qualifying borrowers. Each lender will provide a transparent loan agreement detailing the exact APR, associated fees, and your payment schedule.
Gravy Instant Cash collaborates exclusively with lenders who comply with all federal, state, and local guidelines to ensure your financial security. Tribal lenders may follow their own regulations, which offer distinct terms while adhering to industry standards.
To help you understand potential costs, here are a few examples:
Example 1: A $1,500 loan with a 12-month term at an APR of 29.5% would result in monthly payments of $145.25, totaling $1,743.00 over the loan duration. This includes any applicable processing fees set by the lender.
Example 2: A $3,000 loan with a 24-month term at an APR of 18.5% may require monthly payments of $152.63, with a total repayment amount of $3,663.12, inclusive of any additional fees.
Each lender will present a detailed loan agreement outlining the APR, fees, and the full repayment amount. It is essential to review these documents carefully before making a decision to ensure you are fully aware of all terms and costs.
Gravy Instant Cash does not charge any fees for connecting you with lenders. Our role is to provide you with transparent access to multiple loan options, empowering you to compare offers and choose the best fit for your financial needs. Submitting a loan inquiry does not obligate you to proceed with any particular offer.
Gravy Instant Cash is committed to upholding ethical lending practices, partnering only with lenders who meet rigorous standards. Should you face difficulties with repayment, we encourage you to contact your lender directly. Some may offer renewal options or adjustments to the repayment plan—carefully evaluate these alternatives if needed.
If you have any questions about our services, feel free to contact us directly. For specific inquiries regarding a loan, please reach out to the lender listed in your loan agreement.
Disclaimer: The information provided is for general guidance and should not be taken as financial or legal advice. Loan terms and availability will depend on your location, lender criteria, and applicable regulations.